It is the Mission/Goal of America's Discount Home Loans to truly provide a superior lending alternative for All Homeowners. This alternative is one that does not require our friends and neighbors in Georgia to be relegated to accepting what the national mortgage companies force their employees to sell. Meaning, we will always offer/provide every one of our clients the absolute best rates/fees and loan programs that the entire mortgage industry has to offer! In keeping with our Guarantee/Promise/Pledge to our clients, it is imperative that we offer and provide what the big banks simply cannot. That is, the collective strength and program diversity that our more than 80 currentlyapproved wholesale lenders enable us to use! To continue to truly Experience the Difference, the America's Discount Home Loans Difference, please read the following list of just some of our current programs and products that we are currently offering our customers:

· FHA loans allowing up to 97% financing on purchases and 95% cash-out.

· $100 down on HUD Home purchases!

· Georgia Dream down payment assistance purchase program.

· VA loans.

· Streamline FHA no-closing cost refinances.

· Interest Only financing on almost all programs.

· Construction Loans.

 

· Commercial Loans.

· Reverse Mortgages.

· 6% Seller Contributions.

· Lot Loans.

· Bridge Loans.

· 10, 15, 20, 25, 30, and 40 year terms!

· ARM's available in 1 month, 6 month, 1, 3, 5, 7 and 10 year terms.

· Financing of Warrantable, Non Warrantable, Low Rise, and High Rise Condos!

· HELOCs and Interest Only 2nd mortgages available.

· Coborrowers with no FICO scores and No Trade Lines are No Problem.

· Open Collections, Charge-Offs and Tax Liens that do not affect title do not have to be paid!

· No seasoning on Bankruptcies.

· No seasoning on Foreclosures.

· No seasoning on Consumer Credit Counseling.

In closing, each and every employee at America's Discount Home Loans is confident that no lender, regardless of their size, will be able to offer the residents of Georgia more programs, better rates/fees or better customer service than ADHL. So, you can either contact any of our Personal Mortgage Bankers by either calling directly, clicking on their name from our directory tab or applying online to Experience the Difference, the America's Discount Home Loans Difference!