“Hello, my name is Steve Cook, CEO and Founder of ADHL.  I would like to personally thank you for the opportunity that you have given us to earn your business. I want you to know that every employee at America's Discount Home Loans is committed to gaining your business by offering the absolute best customer service. After 10 years of holding executive positions at the largest lenders in America, I decided that it was time to truly provide all homeowners with the lowest rates and overall best loan programs that the entire industry has to offer, versus what the big banks and national lenders force their employees to sell.  It is our reputation and proven track record of providing unparalleled customer service coupled with delivering the best loan program that the entire industry has to offer, which has led to our national expansion.  As a result, we have grown from our inception when our name was Atlanta Discount Home Loans when we were servicing only Georgia residents, to our new name/brand of America ’s Discount Home Loans now that we are assisting home owners across America . 
 
I urge you to take a moment and visit our directory page, and click on any employee in any position within our company.  What you will find is only the most educated, experienced, and top producing originators from the largest mortgage companies in America; who have joined forces to create ADHL, the premier lender in America.  In speaking for every employee of Americas Discount Home Loans, I would again like to say thank you for your business and continued loyalty."

About Us

Our Mission Statement:
To offer every home owner the best rates, programs, and fees that the entire industry has to offer vs. what the traditional lenders force their employees to sell. Equally, we will provide the absolute best customer service while never wavering from the highest of ethical standards.

Our Guarantee:
America's Discount Home Loans prides itself in being the fastest in the mortgage industry at closing your home loan. We put our money where our mouth is with our QuickClose Guarantee.

During your first conversation with your Personal Mortgage Banker, a proposed closing date will be discussed. ADHL will close your home loan within 20 days of your application date or we will either give you a gift certificate to the establishment of your choice or deduct $100 from your closing costs when your loan funds with ADHL.* It's as simple as that!

If at any point you feel that the process is taking longer than it should, please contact your Personal Mortgage Banker or one of our Sales Managers.

*Disclaimer: Application date is the date we receive all documents necessary to begin a full mortgage application for you. Repeated attempts to process your loan without timely responses from you, failure to send requested documents with 24 hours, inability or unwillingness to close within this timeframe, failure to cooperate with the appraiser and/or title company, failure to disclose pertinent credit, income, employment, collateral, asset information, other legal agreements or third parties effecting the closing date on your loan shall render this guarantee invalid.